Jsc bank of georgia annual report

London, 28 April 2022

Bank of Georgia Group PLC publishes its Annual Report 2021

Bank of Georgia Group PLC (the " Company" ) has published its Annual Report and Accounts for the financial year ended 31 December 2021 (the " Annual Report 2021" ).

The Annual Report 2021 is available on the Company's website at https://bankofgeorgiagroup.com . It will be submitted to the National Storage Mechanism and will be available for inspection shortly at https://data.fca.org.uk/#/nsm/nationalstoragemechanism . In compliance with its obligations under section 6.3.5(1) of the Disclosure Guidance and Transparency Rules, the Company also releases the unedited full text of its Annual Report 2021.

The Annual General Meeting (the " AGM" ) is scheduled for 20 June 2022. The Notice of the AGM will be dispatched to shareholders on or around 12 May 2022.

Name of authorised official of issuer responsible for making notification: Nini Arshakuni, Head of Investor Relations

About Bank of Georgia Group PLC

Bank of Georgia Group PLC (" Bank of Georgia Group " or the " Group " - LSE: BGEO LN ) is a UK incorporated holding company. The Group comprises: a) retail banking and the payment business (Retail Banking); b) corporate banking and investment banking operations in Georgia; and c) banking operations in Belarus (" BNB "). JSC Bank of Georgia (" Bank of Georgia ", " BOG " or the " Bank "), a systemically important and leading universal bank in Georgia, is the core entity of the Group. The Bank is a leader in the payments business and financial mobile application, with strong retail and corporate banking franchises. The Group focuses on expanding its technological and advanced data analytics capabilities to offer more personalised solutions and seamless experiences to its customers to enable them to achieve more of their potential. The Group expects to benefit from the growth of the Georgian economy, and through both its Retail Banking and Corporate and Investment Banking operations, it aims to deliver on its strategy and its key medium-term objectives - at least 20% return on average equity (ROAE) and c.10% growth of its loan book .

JSC Bank of Georgia has, as of the date hereof, the following credit ratings: